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With the excitement of the season, holiday spending can easily get out of hand. But with these three tips youll go into the new year with money to spare. * Think before you shop. Impulse buying is what gets most people in trouble financially around the holidays. Budgeting is key. Make a list of who youre getting gifts for and how much you plan to spend on each person. * Participate in free community events. Look in local newspapers for free concerts, light shows or other activities in your neighborhood that you and your family can enjoy. * Keep in touch cost effectively. The holidays are a great time to catch up with friends and family. To avoid long-distance charges, send holiday cards, gifts or even a newsletter informing people of whats happening in your life. Or try calling your friends and family over the Internet. Vonage, the leading broadband phone company, has come up with a way to make and receive phone calls without the high long-distance costs. With Voice over Internet Protocol, or VoIP, phone calls are converted into data that you receive right through your high-speed Internet connection. This service works with any touch-tone phone. Your loved one doesnt need to have Vonage for it to work. If he or she does, however, calling each other is free. Vonage provides each subscriber with a free phone adapter, when purchased at www.vonage.com, allowing the phone signal to be sent over a broadband connection and into the Vonage network. Once plugged in, the adapter installs automatically. The adapter is also sold at various retailers. Linksys, a provider of broadband, wireless and networking hardware, has teamed up with Vonage to offer consumers affordable and easy-to-use VoIP products for their homes or small offices. These products turn an existing Internet connection into a high-quality phone line for placing and receiving calls. You also can get a secondary number called a virtual phone number. Even if you live across the country from your friends and family, you can talk to them for the price of a local call if you choose a virtual number in their area. Vonage offers two calling plans, the Residential Basic Plan for $14.99 per month and the Residential Premium Unlimited Plan for $24.99 per month. The virtual phone number is $4.99 and is available with U.S., Canada and Mexico City-based phone numbers. - NU |
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