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You place your wager on the bankers hand and/or on the players hand and/or on a tie. The player and the banker are then each dealt a two-card hand. Then, depending on those two cards, the player and/or banker may draw a third card. If either the player and/or the banker has a total of 8 or 9, they both stand and the game is over. If not, the rules on what hands get an additional card are already pre-determined, so all you have to do is sit back and watch (or pray, depending on how big your bet is). The players hand is the first to act. Here are the rules for the player. If dealt a hand with a point value of 6 or higher, the player stands (for instance a deuce and a four, or a three and a six, a queen and a seven, etc) If dealt a hand with a point value of 5 or lower the player takes one additional card. The rules for the banker are a little more complicated. If you never really commit them to memory dont worry- 90% of your fellow baccarat players are in the same boat. Here are the rules for the banker. If the player stands, the banker hits on a total of five or less. If the banker has a total of eight or nine he stands no matter what. The player closest to 9 at the end, wins. If you bet on the player and the player wins, you are paid 2 to 1 winnings on your bet. If you bet on the banker and the banker wins, you are paid 2 to 1 minus 5% bank commission. If both the players hand and the bankers hand have equal totals, the game result is a tie. If you have placed a bet on the tie field, your payoff is 9 to 1. |
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