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The price of homes in Kansas varies widely between zip codes. For example, in Overland Park, Kansas, the median price of a home in the summer of 2005 was $250,000; however, in Johnson County, Kansas, the median price of a home was $190,000. The median home cost for the entire state of Kansas is $83,500. Average interest rates in Kansas are just slightly above the national average. The state of Kansas has laws that prohibit closed-end second mortgages. Additionally, Kansas has a mortgage tax, mortgage transfer tax, and property tax. The rate of job growth in Kansas is below the national average. If youre buying a home in the state of Kansas, you qualify for both federal and state FHA and VA loans. First-time home buyers qualify for Kansas FHA loans with below-market interest rates, and may also qualify for up to 4% of the purchase price in down payment assistance. Additionally, all homeowners qualify for the assistance of both below-market interest rates and down payment assistance when purchasing a home in a target area. Kansas Fair Housing Act prohibits mortgage lending discrimination against individuals based on their race, color, religion, gender, familial status, or national origin. |
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